When people think of workers’ compensation, they often imagine physical injuries. However, psychological injuries—such as anxiety or depression—can also occur due to work-related situations.
As such, employees may be eligible for workers’ compensation for job-related, psychological injuries. Understanding how workers’ compensation applies to these situations helps employees receive fair compensation.
Proving a psychological injury
Proving a psychological injury can be more challenging than proving a physical one. The employee must demonstrate their mental health condition arose out of the work environment. They must also show that it is more severe than the stress an average worker might experience. This typically requires detailed medical documentation from mental health professionals. All documentation must show a clear link between the job and injury.
It’s also crucial to report the injury as soon as symptoms arise. Delays in reporting can make it more difficult to prove that the injury is work-related. This complicates the claims process.
Navigating the claims process
The process of filing a workers’ compensation claim for a psychological injury involves several steps. First, the employee should notify their employer about the injury. Then, the employee should seek medical/psychiatric attention and ensure diagnoses are well-documented. The next step is to file a claim with the Workers’ Compensation Division. When filing a claim, the employee should provide medical/psychiatric evidence and documentation.
It’s common for these claims to face scrutiny. Employers and insurance companies may challenge the validity of psychological injury claims. Employees should prepare for this possibility and consider seeking legal advice. This will ensure they protect their rights throughout the process.
This support can be crucial in securing the benefits the employee is entitled to, including coverage for medical/pschiatric treatment, lost wages, and rehabilitation.
Shifting the focus from stigma to support
Navigating workers’ compensation for psychological injuries requires understanding, persistence, and support. Stigma surrounding mental health can make it difficult for employees to come forward. However, recognizing these injuries as legitimate and deserving of compensation is a critical step toward change. This support can be crucial in ensuring employers treat psychological injuries seriously.
By addressing these challenges head-on, employees do more than advocate for their well-being. They also help foster a workplace culture that values mental health as much as physical safety.