Workers’ compensation benefits help injured workers cover medical care and lost wages. In Wisconsin, these benefits often end when doctors say healing is complete. This stage is the “maximum medical improvement” (MMI).
Sometimes, though, workers do not feel fully recovered even after reaching MMI. They may still have pain, limitations, or trouble doing their old job. When this happens, knowing your next steps becomes extremely important.
Consider permanent disability benefits
If temporary benefits stop but the injury still affects your work, check if you qualify for permanent disability benefits. Wisconsin allows payments for both permanent partial disability (PPD) and permanent total disability (PTD). PPD applies when an injury causes lasting damage but still allows some kind of work. PTD applies when you cannot return to any kind of work because of your injury.
You may also receive vocational rehabilitation. This includes training or education for a new type of job. The Wisconsin Department of Workforce Development offers help through the Division of Vocational Rehabilitation. This program helps people with disabilities find work they can safely perform.
Check your medical records
If pain, weakness, or other issues still limit you, make sure your medical records reflect that. The doctor’s final report plays a key role in whether you receive permanent benefits. You can ask for a second opinion from another approved medical provider if needed.
Take action with the insurance company
Sometimes an insurance company ends payments too early. If that happens, you may request a hearing with the Wisconsin Department of Workforce Development’s Workers’ Compensation Division. A judge can decide if more benefits are due.
An injury ultimately affects your body, your job, and your way of life. Even if workers’ compensation benefits stop, other options may still help support your recovery and income. Make sure to act quickly and gather medical proof if your condition still limits what you can do. The law offers ways to help you move forward, even if full healing takes more time.